NEWS & RESOURCES

Imagine your financial objectives as strategic moves in a game of football, with you at the forefront. Just as you envision success on the field, you aspire to achieve a stable retirement, support your family's aspirations and establish a lasting legacy. How can you transform these ambitions into tangible achievements? The solution lies in collaborating with a comprehensive financial advisor capable of delivering a range of integrated services in one place.

Here's a few areas your financial advisor should be able to advise you on:

Tax-Efficient Financial Planning
Just like in football, where the quarterback orchestrates every play, sound financial decision-making is crucial in navigating the game of life. Your financial advisor and CPA should act as your financial quarterbacks when it comes to building a financial plan for you and your family. Together, they should consider all aspects of your financial situation, which allows them to serve you no matter what life brings – from retirement, education, tax and estate planning to debt reduction and investment management. This approach has multiple benefits, but one of the most notable is how a holistic plan incorporates your current tax position. A holistic financial plan includes the tax implications of your investment decisions because no one should be paying more taxes than is required by law.

Investment Management
Investment management isn't merely about choosing the right stocks; it's about devising a game plan that aligns with your risk tolerance, time horizon and liquidity needs. But it doesn't end there. Your financial advisor should not just manage your portfolio but offer insightful coaching to help you make strategic decisions that resonate with your pursuit of financial independence.

Retirement Planning
In football, winning the championship game (or any game) is the ultimate achievement. Similarly, retirement represents your financial championship game, and its preparation begins long before the final whistle. With a proactive plan that's routinely reviewed, a comfortable retirement becomes a tangible goal. So, when the time comes to hang up your boots or tee off on the golf course, you can do so with peace of mind. Regardless of your life stage, your financial advisor should identify your expenses, income, and dreams for retirement, and assemble a plan to stretch resources throughout—and even beyond—your lifetime.

Risk Management
Consider this segment of your financial plan as building a robust defense, much like a football team needing to stop the opposing offense. Your financial plan must also have a defensive strategy. Life can throw unexpected curveballs, and your financial plan should be equipped to handle them. Your financial advisor should ensure that you and your family remain prepared for unforeseen events, whether it's a health crisis or a natural disaster. Risks are a part of life's game, and your financial plan should be ready to respond through your insurance policies.

Legacy Building
In football, the Hall of Fame houses legends. Legacy planning guarantees that your values and priorities endure throughout life and are carried to the next generations of your family. Whether it's through education, charitable giving or trust planning ­– building a legacy ensures that your family's legacy will be supported in perpetuity.

Education Planning
Just as football teams follow a playbook, education planning serves as your playbook for life, ensuring that your children and grandchildren have the strategies and financial support needed to excel. With recent tax law changes, education planning is not limited to college; it encompasses various educational options for both children and grandchildren, affecting cash flow, debt management and estate tax planning and it’s vital your financial advisor can advise you on what strategies and investment vehicles are right for you.